5 Do’s and 5 Don’ts If you are considering filing for personal bankruptcy relief, be sure to read these helpful tips before spending your 2022 income tax refunds. DO: Keep receipts of any purchases made over $250.00 OK to spend money on current necessities, such as important car repairs. OK to save and protect a […]

The Differences Between Bankruptcies:  Chapters 7, 11, and 13 Recently, I met a prospective client with over $30,000.00 in medical debt.  She lives with her one minor child and her annual household income around $40,000.00. She can pay her basic bills, but the massive medical debt is a different story.  The collection phone calls are […]

Chapter 7 bankruptcy is an excellent tool for wiping out debt, especially when it comes to credit cards and medical debt.  But who exactly are your creditors?  How much do you owe each one?  How can I find a good mailing address for my creditors?  These are common concerns that we assist clients with frequently […]

Why is a commercial lease so important to have? Commercial leases are very important and serve as each parity’s “rule book” during the term of your commercial lease.  A wise person once said:  *Going in to a commercial contract we are all friends, but exiting a commercial contract is typically a different story.”  This is […]

So if the number of personal bankruptcy filings is down, does that mean we are on the road to economic recovery?  We hear stories frequently of larger businesses like JC Penney and Lord & Taylor filing for bankruptcy relief, but the number of personal and small business bankruptcy filings are actually down during the Coronavirus […]